I’ve got a 3% mortgage! I’d be crazy to give that up! I know, I know, but that 3% mortgage you’re clinging to might be the very thing keeping you stuck in a life you’ve totally outgrown.
Hi, I’m Terry Tucker, eXp Realty. I’m a Veteran Realtor of 27 years and I help people sell and buy homes right here in the San Ramon Valley and beyond! Why? Easy, I love helping people.
Let’s be real, everyone is obsessed with interest rates right now. You hear it at the grocery store, at dinner parties, on every headline: But I’ve got a 3% mortgage! I’d be crazy to give that up!
I get it. On paper, it sounds like you’re winning. But here’s the brutal truth: You don’t live on paper, you live in your home as life happens. As a homeowner, you need to ask yourself are you really gonna to stay in that house for the next 5, 10 or 15 years?
Perhaps, you think you are but if any of these things ring true – your family is growing out or you’re downsizing, retirement is getting close and you are feeling itchy for something new and ready for a change…. You need to ask the real question: what is it going to cost you to stay stuck just because of a number on paper?
Here’s what the experts are saying and I’m not talking about your neighbor or some TikTok economist. Fannie Mae surveyed over 100 top housing market experts and the consensus is clear: Home prices are expected to rise every single year through at least 2029. And we’re the Bay Area – so who are we kidding here? Looking back on the past 30 years, we have averaged about a 10% increase annually with a correction at approximately every 10 year intervals. We’re seeing that now – so what is going to happen if you don’t take advantage of this year’s market?
Waiting might feel safe, but at some point it will cost you tens of thousands, likely hundreds of thousands, more on your next home. And what’s worse than paying more? Living in a house that no longer fits your life. And fear is the #1 thing that keeps people living small, settling, and missing out on what’s possible.
AND. The market’s not going to pause and let’s be honest neither is your life. We’re not getting any younger, and kids don’t stop growing. It’s time to stop thinking in percentages. If you want the real data and a strategy based on your local market, reach out. Call me today and let’s talk about it! I’m Terry and I sell homes. With going on 28 years of experience, I help you win. No matter what the market is doing! I’m a seasoned San Ramon Valley expert with a 5-star rating, and I’d love to work with you on your real estate journey. Let’s get you going, Call me today!
